Western Heating & Cooling How Can We Make Your Day More Comfortable?

HVAC Financing in Portland, OR

Services You Need, Prices & Payments

Heating and cooling equipment is no longer a luxury—it’s a necessity we depend on almost each and every day throughout the entire year. That means problems with your system need to be repaired right away, and sometimes these repairs can get expensive. Replacing major components can cost thousands of dollars if your equipment is not under warranty, and sometimes things may get to the point where the only prudent option is a total replacement.

However, few people have the money to conduct a serious repair like this sitting around. Many people have to stretch every paycheck to maintain their quality of life, and that leaves little for emergencies. If you’re one of the many people who find themselves in this situation, then we strongly encourage you to take advantage of one of our customer-friendly and simple financing options. We have built a relationship with Wells Fargo, one of the leading home improvement project lenders in the country, to offer financing that is both simple, convenient and with approved credit.

Our Financing Options

Western Heating & Cooling has always taken pride in being there for our customers, and now we’re able to do so even more thanks to financing services. The Wells Fargo financing process is easy: we’ll help you fill out and submit an application that takes only a few minutes to complete, and you should receive a decision within just a few minutes’ time. The majority of our customers who qualify are approved, and that means we can get started with your service right away!

Our financing offers the following terms to customers who qualify:

  • Special financing for 72 months
  • Competitive Interest Rates
  • No penalties for early repayment*

However, these financing terms won’t last forever—these terms will only be valid through December 31st, 2021. If you lock in these great rates now, you’ll keep them for the duration of your repayment period but you’ll have to act quickly. If you’re unsure if our financing is right for you, our team can walk you through the process and answer any questions that you may have. Our goal is to help you understand everything completely before we get started in order to offer you total and complete peace of mind.

*The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. For newly opened accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 12/01/2020 and is subject to change. For current information, call us at 1-800-431-5921.

Do you need your heating and air conditioning system replaced? Do you need major repairs that you think you can’t afford? Call Western Heating & Cooling today at (503) 303-0771 to learn more about our financing terms and let us get started with your repair as soon as possible.

Our Reviews

What Our Customers Are Saying
  • “I would highly recommend them. Russ the technician was awesome. Felt like he really knew what he was doing and was looking out for me.”

    C L.
  • “Fast honest service who could want anything more! I'm glad to have them in my neighborhood!”

    Travis D.
  • “You can tell Russ he knows his business and I have no problem supporting local family owned businesses.”

    J P.
  • “Russ was thorough, informative, professional and kind. Very happy with the service. Our house is cool!”

  • “Fast, professional service!!!”

  • “Went right to work and seemed to know what he was doing.”

  • “Most impressive- this company seemed willing to bend over backwards to get people to our house at a time convenient for our work schedules.”

    Lindsey Y.
  • “Completely Satisfied”

    Glenn C.
  • “He spent plenty of time helping me with my issue, was extremely professional, knowledgeable and helpful.”

  • “Diligent and knowledgeable”

    Laura M.
  • “I have the highest respect for Western and Russ their tech for their honesty, competence and professionalism and highly recommend them for any of your heating or cooling needs.”

    Robert H.
  • “I can't say enough great things about this company and their people. I would recommend them to everyone!”

    Traci N.
  • “The price is always quality, and they take time to explain what happened and how to prevent it from happening again. I solidly recommend them.”

  • “Russ was friendly and knowledgeable.”

    Sun P.
  • “Western Heating and Cooling has great customer service!”


Our Values

How We Make Your Day More Comfortable
  • 24-Hour Emergency Services

  • Financing Options

  • Maintenance Program

  • Discounts for Seniors & Veterans

  • NATE-Certified Technicians

  • High-Efficiency Products

  • Highly Trained Technicians

  • 1 Year Warranty on Parts & Labor